What HARP pays for
HARP covers accessibility modifications, and for a household that qualifies they cost nothing. The county's description stops at that phrase, so ask the program what it will and will not take on in your house.
Who qualifies for HARP
The home has to be owner occupied, and for at least one year. A permanent resident must be 65 or older or have a disability.
Household income has to be at or below 80 percent of area median income, and households at 50 percent or below get priority.
Call 301-947-9400, or 301-990-0014 extension 19, to start.
What we do for Montgomery County households
We are not a HARP partner. Habitat for Humanity and Rebuilding Together do the program's work, so if your household qualifies, apply there first.
A household over the income line, or a job HARP does not take on, is private work, and that is the work we do. We hold a Maryland contractor license. When a job needs a permit, the written scope names it, and in Montgomery County that permit comes from the Department of Permitting Services.
While you wait on a HARP answer, the stair rail and the hallway light do not have to wait with it. Ask the county about its Design for Life property tax credit too, and check its current terms before you count on it.
Questions about Montgomery County HARP
We just bought the house. Can we apply to HARP?
HARP asks that the home be owner occupied for at least one year, so a house bought this year has to wait.
Who does the HARP work?
Montgomery County delivers HARP through Habitat for Humanity and Rebuilding Together. We are not part of that program.
Our income is over the HARP limit. Is there other help in Montgomery County?
Senior homeowners can look into the state's Accessible Homes for Seniors program at Maryland DHCD, which finances ramps, railings, grab bars and wider doorways. The county's Design for Life property tax credit may also apply to some accessibility features.
Services Montgomery County HARP can pay for
Where this comes from
Montgomery County Home Accessibility Program (HARP), run by Montgomery County, delivered through Habitat for Humanity and Rebuilding Together. Current as of October 2026. Montgomery County HARP decides eligibility and amounts, so confirm its terms before you plan around it.