What Accessible Homes for Seniors pays for
Maryland DHCD lists grab bars and railings, wider doorways and ramps. Put together, those are the changes that get a person through the front door and down the hall with a walker or a chair.
This program is financing. The terms follow DHCD's underwriting, so what you can borrow and how you repay it depend on your own file. No single dollar figure applies to every senior, and this page will not guess one.
Who the Maryland program serves
It is for senior homeowners in Maryland. Past that, approval rests on the program's underwriting, and DHCD makes that call.
Reach the Special Loan Programs office at (301) 429-7409, or toll free inside Maryland at 877-218-8101. The office also takes email at DHCD.SpecialLoans@maryland.gov.
Where we fit with a Maryland DHCD loan
We hold a Maryland contractor license. We are not enrolled with this program, and we do not apply for you. Ask the Special Loan Programs office how it handles the contractor before you sign with anyone.
If DHCD wants a contractor estimate, ours comes after the Livability Assessment as a written scope, each item listed with a fixed price. A lender can review a number like that line by line.
The bars beside the toilet or the rail on the back steps can go in now if you would rather pay for them yourself. Keep whatever the loan is meant to cover out of that early work.
Questions about Maryland Accessible Homes for Seniors
Is Accessible Homes for Seniors a grant or a loan?
It runs through Maryland DHCD Special Loan Programs, and the financing depends on program underwriting. Ask the office what form your financing would take.
Does the Maryland program pay for a stair lift?
The list we have from DHCD names grab bars, railings, wider doorways and ramps. It does not name stair lifts, so ask the Special Loan Programs office before you plan on one.
Services Maryland Accessible Homes for Seniors can pay for
Where this comes from
Maryland Accessible Homes for Seniors, run by Maryland Department of Housing and Community Development, Special Loan Programs. Current as of October 2026. Maryland Accessible Homes for Seniors decides eligibility and amounts, so confirm its terms before you plan around it.